Mr. Qumail R. Habib is a highly experienced professional with a strong background in the commercial, industrial, and banking sectors. He graduated in Business Economics from the University of California and has accumulated over 35 years of expertise in his field. He is a Founding Member of the Board and Executive Director of Bank AL Habib Limited since its inception in 1991. He is also the Director of Habib Insurance Company (Ltd.). Mr. Habib has played a pivotal role in its success, with a focus on enterprise risk and corporate strategy, he ensures enhanced oversight and leads the Fraud Investigation Unit. Additionally, he serves as a Trustee of the Habib Education Trust and holds a position on the board of the Habib University Foundation. Mr. Habib actively engages with various philanthropic trusts and foundations, contributing to their missions and initiatives.